Pengaruh Pemberian Kredit terhadap Peningkatan Profitabilitas pada PT. BRI Unit Lawawoi Sidrap

Abstract

Purpose: The purpose of this study is to determine the effect of lending on increasing the profitability of PT. BRI Unit Lawawoi sidrap for the period 2018-2022.

Methodology/approach: The research method used in this study is quantitative descriptive. Data collection techniques used in this study are interviews, observations, documentation methods and literature search. The data analysis techniques used in this study are descriptive statistical tests, simple regression analysis, t tests, and R2. data analysis using the SPSS V.20 program.

Results/findings: The results of this study show that lending has a partial influence on profitability (ROA, ROE) and the results of testing the coefficient of determination hypothesis (R2) prove that the relationship between lending and profitability (ROA, ROE) has a strong correlation.

Keywords: Crediting, Profitability (ROA, ROE)